Select an account to start earning while you save.
![airplane and flight path](/sites/default/files/Icons/Bask%20Milage%20Icon-60px.png)
Bask Mileage Savings Account
Earn 2.5 American Airlines AAdvantage® miles for every $1 in your account.
![paper scroll](/sites/default/files/Icons/Bask%20General%20CD%20Icon-80px.png)
Certificates of Deposit
Explore ways to earn interest on a lump sum with certificates of deposit (CDs).
Bask Bank Deposit Rates
Rates effective:
INTEREST rate | annual Percentage yield | |
---|---|---|
Bask Interest Savings | 4.97% | 5.10% |
Bask 6-month CD | 5.02% | 5.15% |
Bask 12-month CD | 5.07% | 5.20% |
Bask 18-month CD | 4.40% | 4.50% |
Bask 24-month CD | 4.40% | 4.50% |
Bask Mileage Savings | This account earns 2.5 American Airlines AAdvantage® Miles per $1 saved annually instead of interest. |
For the Bask Interest Savings Account, Annual Percentage Yield is variable and subject to change at any time. No minimum balance requirement and no account fees. Must fund within 15 business days of account opening. There are no monthly account fees.
Bask Certificate of Deposit Accounts must be funded with a minimum deposit of $1,000 within 10 business days of account opening. Interest for CDs is calculated and accrued daily based on the daily balance in the account. CDs have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assume reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.
For the Bask Mileage Savings Account, Mileage awards are subject to change at Bask Bank’s sole discretion. Please see Terms and Disclosures for details. American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time without notice and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite-status qualification or AAdvantage® Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit aa.com/aadvantage.
Bask Bank Deposit Rates
Rates effective:
<strong>Interest Rate</strong>
<strong>Annual Percentage Yield</strong>
Bask Interest Savings
4.97%
5.10%
Bask 6-month CD
5.02%
5.15%
Bask 12-month CD
5.07%
5.20%
Bask 18-month CD
4.40%
4.50%
Bask 24-month CD
4.40%
4.50%
Bask Mileage Savings
N/A*
For the Bask Interest Savings Account, Annual Percentage Yield is variable and subject to change at any time. No minimum balance requirement and no account fees. Must fund within 15 business days of account opening. There are no monthly account fees.
Bask Certificate of Deposit Accounts must be funded with a minimum deposit of $1,000 within 10 business days of account opening. Interest for CDs is calculated and accrued daily based on the daily balance in the account. CDs have fixed terms and rates; penalty may be incurred if funds are withdrawn prior to maturity. APYs represent the yield on a 365-day basis including the effect of compounding and interest reinvestment. APYs on term deposits assume reinvestment of principal and interest at maturity, fees may reduce earnings on accounts.
*The Bask Mileage Savings account earns 2.5 American Airlines AAdvantage® Miles per $1 saved annually instead of interest. For the Bask Mileage Savings Account, Mileage awards are subject to change at Bask Bank’s sole discretion. Please see Terms and Disclosures for details. American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time without notice and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite-status qualification or AAdvantage® Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit aa.com/aadvantage.
Bask Bank named #1 bank for savings accounts.
U.S. News & World Report recognizes Bask Bank as the top bank for savings accounts in its first-ever Banking, Investing Platforms and Lender Awards.
Bask Bank named #1 bank for savings accounts.
![](/sites/default/files/2023-07/Badge-Banking-Savings.png)
U.S. News & World Report recognizes Bask Bank as the top bank for savings accounts in its first-ever Banking, Investing Platforms and Lender Awards.
Bask Bank named among Best Online Banks
Bask Bank is honored to announce that it has been named to GoBankingRate's list of Best Online Banks for 2023.
Bask Bank named among Best Online Banks
![2023 GoBankingRates Best Online Bank Banner](/sites/default/files/Images/GoBankingRates%20Awards/BestBanks_Badge_Online_2.png)
Bask Bank is honored to announce that it has been named to GoBankingRate's list of Best Online Banks for 2023.
![Suspension bridge in forest](/sites/default/files/2019-09/unlimited-miles.jpg)
FDIC Insured
Zero monthly account fees
Fast and Easy Setup
Friendly Customer Service
![Wooden deck and awning overlooking infinity edge pool, trees, and mountains](/sites/default/files/Images/promotional-offers/summer-mileage-bonus-offer-2023.png)
Special Offer
Earn 10,000 AAdvantage<sup>®</sup> Bonus miles.
To qualify for this offer, you must be a first time Bask Mileage Savings Account customer, open a Bask Mileage Savings Account between March 1, 2024 and May 31, 2024, fund your Bask Mileage Savings Account within 15 business days following the initial account opening and maintain a minimum daily account balance of $50,000 for 90 consecutive days out of the first 120 days following the initial account opening.
AAdvantage<sup>®</sup> bonus miles are awarded within 10 business days upon meeting offer qualifications and may take 6 to 8 weeks to post to your AAdvantage<sup>®</sup> account. The value of this bonus offer will be reported to the IRS, and the recipient is responsible for any federal, state or local taxes on this offer.
1. The annual percentage yield is effective as of . Rate is variable and subject to change after account opening. There are no monthly account fees. If an account remains unfunded for fifteen (15) business days, we reserve the right to close that account. Read Terms and Disclosures here.
interest savings disclaimers
1Annual Percentage Yields (APY) and Interest Rates shown are offered on accounts accepted by Bask Bank and effective per the dates shown above, unless otherwise noted. Annual Percentage Yield is variable and subject to change at any time. No minimum balance requirement and no monthly account fees. Must fund within 15 business days of account opening.
2The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of April 15, 2024. See the FDIC Website for more information.
3Texas Capital Bank d/b/a Texas Capital is a member of FDIC. Bask Bank is a division of Texas Capital Bank. The sum of your total deposits with Bask Bank and Texas Capital Bank is insured up to $250,000 per depositor for each account ownership category.